Last month while we were staying at my in-laws’ house, I saw my mother-in-law in action as a full time carer for her in-laws and her parents. It made me think of what my husband or I would need in order to to run our household alone.
My husband and I have a good division of duties. I pay the bills, take our kids to their after-school activities, put out the trash or recycling bins on the appropriate days, etc. I enjoy doing these things, and as a planning person these types of planned activities suit me. My husband is a big-picture, big-thinking guy, so he’s happy to let me take over these types of daily details. He thinks more about our investments, our house and property. But what if I had to get on a plane and was away for a month (or more) to help family back in the US? What information would he need to pay the bills on time and get everyone where they need go?
Then there’s the worst-case scenario possibility too. I need a grab-and-go binder with insurance information, a list of our investments, etc. If something were to happen to either of us, I don’t want to make an already-difficult time even harder by making the one left have to dig through paperwork to find where our money is, and figure out how to run everyone’s daily life alone.
I’ve seen examples online of people’s household binders but some get too complicated for me. I don’t need house-cleaning schedules, but home maintenance would be good. I need bank account, investment and insurance information, but I don’t need to store appliances information and warranties. I need contacts for family and friends, my children’s friends and their parents, school, activities, doctor etc. I want a binder that one of us can pick up and have everything we need to run our daily lives, indefinitely. (And yes I know how dangerous this is; I’ll keep it in the safe.)
Do you have a household binder? Can you give me some advice on how to organize the information in it? Tabbed sections are a must, but I don’t want it to get too complicated. Any advice appreciated! Please post a comment.